Handle Your Insurance Affairs Better Than The Typical Salesman

Discover step by step how to effectively use Insurance to make the most optimal decisions


Effective Insurance Planning

  • Over 90 minutes of  lessons showing you step-by-step how to effectively use Insurance.
  • 16 Coaching lessons right away!
  • Over $400,000 in value with strategies, tools, knowledge, tips and resources (this is a hands-on and results oriented course).  
  • Coaching sessions at your own pace, anywhere! 
  • 1 hour of Live Coaching with your Financial Coach.
  • Quiz and Final Assessment.
  • BONUS: Get FREE access to "Ensuring your Success" module and potentially add over $400 per month in your pocket immediately!

Module 1: "Effective Insurance Planning"

You will discover:

  • How to synthesize abundant financial knowledge for your practical application.
  • Discover why sound finances are so critical to not only you, but the ripple effects money has on your children and the greater of society.

Module 2: "Creating an Immediate Estate"

You will discover:

  • How to calculate every facet of insurance including advanced critical thinking and strategizing.
  • How to calculate your own amount of insurance so you know you are not buying more (or less) than you need.
  • Why the pros argue about which type of life insurance is right and learn what is REALLY right for you.
  • Where to go to get the best deals on your Term Life Insurance that could save you over $70,000!

Module 3: "Permanent Life Insurance"

You will discover:

  • How to prevent a $200,000 insurance mistake.
  • Where to go to get the best deals on your Life Insurance.
  • How to put over $100,000 in your pocket on old life policies in your living years!

Module 4: "Long Term and Disability Insurance"

You will discover:

  • Five things you MUST consider before buying Long Term Care Insurance and
  • Four ways to decrease your Long Term costs.
  • Where to go to get the best deals on your Long Term Care and Disability.

BONUS COURSE: "Ensuring Your Success"

Access this FREE module from "The Spiritual Side of Money" Course and discover:

  • The steps you need to take to ensure you have more than just brief success with money.
  • How to tap into your happiness trifecta.
  • How to make some great spare-time money and to find tax write-offs you may not currently enjoy that can add over $400 per month in your pocket immediately!

These lessons are powerful, unique and results oriented.

"Ken helped us into a home and pay off debt we didn't think was possible."

William & Bobbie J Smith
Las Vegas, NV

"Ken saved me from losing half my retirement savings!"

Office Assistant - Goodyear, AZ

"Ken saved me 10's of thousands. But more than that, he always had my best interest at heart - he REALLY cared."

Business Owner

"Ken is the only one I've really trusted with my finances."

Jeff S.

"Ken protected me from losing my 401k."

John Roberts

"Wonderful coaching! If only I had followed ALL of it earlier."

Suzanne G.
Las Vegas Performer

"Very authentic, has the power to disturb the status quo."

Tim M.
Financial Advisor

"Ken gave my first money lessons that have served me well over 20 years!"


"What UGRU offers is worth many times what they charge."

Timothy K.
CPA - New Jersey

Meet your Coach, Ken Gulliver

Financial Coach | Author | Motivational Speaker

For twenty-five years Ken has been a top quintile advisor at Merrill Lynch and a top 1% Investment Advisor (by revenue) in the United States.   

He is battle proven, calling the downturn of 2008 for his clients, and warns of the next that is upon us in his third hard-hitting book, Right Where They Want You: Why You're Not Rich and What to Do about It.

But, more than that, multiple awards showcase his dedication to the people he serves. Until now, you’ve only been sold the dream by “financial actors”.

Ken has made it his mission to empower you to financially prosper. His goal is to create positive and real financial changes in your life and is committed to helping you live financially free.

With $400,000 plus of strategies, tips and resources, the value of this course is mind blowing!

Only $425.00



We are certain you'll love your Effective Insurance Planning Course and we are confident it will exceed your expectations!

If however you are not satisfied upon completing the full course and passing the final assessment, we will issue you a refund within 30 days of purchase. Just send us an email to [email protected] to request your refund. No hassle guarantee!


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