UGRU Coaching online courses, memberships and tools bring a high value offer to you, and your audience. You'll make up to 100% commissions helping people:
  • Find money they didn't think they had
  • Save money they didn't they could
  • Build REAL and lasting wealth

Earn side money by helping people take control of their financial future

Traditional Financial Services have let us down. You have to look no further than the rising statistics. More and more people are not prepared for retirement.

Yet many people have tried seemingly everything from advisors to the internet and wind up feeling:

  • Over charged, inadequate or that their money under-performed with financial advisors.
  • That insurance sold to them by their agent didn't quite fix their challenge.
  • A loss because the tips and techniques didn't travel home very well from the last workshop they attended.
  • Caught in conflicting advice or shuffled off to a salesman after calling in to popular radio shows.
  • Like searching the internet was an overwhelming and frustrating second job making them wonder how others do it.
  • The intended result in many cases is to sell a financial product like an annuity, portfolio or some sort of insurance. And, they are almost never the most cost competitive product.

Why Promote UGRU?

Our programs and tools provide knowledge, empowerment and direction to achieve balance in life and shape people's financial future with powerful, unique and results oriented coaching that builds real and lasting wealth.

When you promote our products and services, you will earn from 10% to 100% in commissions by helping others take control of their financial future.


What you Get

  • Earn between 10% to 100% commissions
  • Marketing Materials such as products images or promotions as well as sharable links will be made available to you at no cost.
  • 'Tell a friend' link just for you. 
  • Shortcuts if you'd like to share your link via email or your favorite social networks.
  • High Profit Products


Commission Description


Commission Payouts

Depending on your affiliate program level and type of products sold, you will receive from 10% up to 100% in commissions. Any and all commissions will be pay through PayPal each month and 30 days after purchase is made. We have created two commission plans that pay based on your affiliate type or level as well as the type of products being sold. 


Affiliate Levels

  • L3 Coach - High Pay (Coaches with Website built by UGRU)
  • L2 Coach - Low Pay (Coaches with no Website built by UGRU)
  • L1 - Referring Affiliate (All other affiliates)

All affiliates signing up for the first time, will automatically be registered as L1 or referring affiliate. Upon approving your request to become an affiliate, you will be assigned the corresponding affiliate level.

Commission Plans and Payout Structure

We have two commission plans based on:

  1. Coaching (Courses, Memberships and Training)
  2. UGRU Tools

Payout structure is as follows: 

                                                 Coaching               Tools

L3 Coach
                                    100%                     80%

L2 Coach                                      50%                     50%

L1 Affiliate                                  10%                     10%


Here's an example of how this works:

Let's say you are a coach with your own website or no website (L2 Coach level) selling an online course for $497. Your leads buy the course and they are loving it! 

Because of this, you tell your clients that they could make extra income by referring their friends to buy your course. Your clients (L1 affiliate) will then signup for the affiliate program and will share your course link with others and, new sales are being made. Your clients are now, earning money too!

This is how the commission plan will pay you:

L2 (You) > will get paid $248.50 (gross)

L1 (Your client) will get paid $49.70 (gross)

Keep in mind, that there are transaction fees associated with any payment processed that UGRU must paid to our payment processor. These fees will be passed onto the affiliates and you or your clients will receive the net amount of any sale.

Processing fee is 2.9% + .30 per successful card charge.


You do not need to be a Coach to become an affiliate, but if you want to get max commissions, we encourage you to sign up to become a UGRU Coach. Learn more about Becoming a Coach today!


List of products and services you can promote

Coaching (Courses, Memberships and Training)

  • Right Where They Want You 
  • The Spiritual Side of Money
  • Stop the Pain
  • Effective Insurance Planning
  • Effective Retirement Planning
  • Real Estate and Finance
  • Upstart Membership
  • Breakthroughs Membership
  • Thrive Membership
  • Masters Membership

UGRU Tools

  • Budget Tool
  • Coach Pro
  • Trade Trax™
  • Retirement Destinations
  • Coach Website

If you have any questions about our commission plans, email us at [email protected]


Affiliate Program Agreement

These are the terms and conditions for joining our Affiliate Program. The terms of this agreement are subject to change without prior notice, but we will try to notify you of such changes in advance.

1. Applying for our Program

You are applying for our Affiliate Program right now. We reserve the right to decline or remove enrollment from our program at our discretion. As soon as your application is accepted, you can start sharing your affiliate link and earning affiliate commissions.

2. Affiliate Commissions

Your affiliate dashboard is unique to you. It contains everything you'll need to promote our site and our product, including:

  • Your affiliate link,
  • One-click sharing to social media,
  • Banner ads,
  • And more sharing resources.

You can also access your affiliate dashboard by downloading the Affiliate Dashboard by LeadDyno app to your iPhone or Android smartphone.

As you send traffic to our website via your affiliate link, you will receive credit for each unique visitor, opt-in (email address) and purchase you send our way. Your progress for each category of referral will be reflected in real-time on your affiliate dashboard.

Each link provided has an Affiliate ID attached. We can't track your sales and traffic without you posting the full URL, so please be sure to use your affiliate link. Our social sharing shortcuts have your affiliate link embedded in their posts.

When a prospect visits our site from your affiliate link, we will be able to register their purchase (if/when they make one), and credit the sale to you.

As your referrals generate sales, you will earn affiliate commissions. Please contact our affiliate manager for the most up-to-date commission percentages.

Commission checks are issued once a month 30 days after the sale. This is to make sure that the customer doesn't return the product during our money-back period. We can pay you via via PayPal.

3. Restrictions

Your affiliate advertising must NOT include any content that is deceptive, misleading, untruthful, unsubstantiated, or otherwise fails to comply with applicable federal and state consumer protection laws, regulations, and guidelines. All articles on, and any affiliated companies are copyrighted, and as such, affiliates may not reproduce them for any purpose.

Affiliates may also not run ads on Google AdWords (or any Google property), bid on “UGRU”, “Breakthroughs”, “UGRU Coaching” or any other related products based keywords, use the term “UGRU”, “Breakthroughs”, “UGRU Coaching” or any other related products in any pay per click ads, use any terminology in ads or landing pages that are similar to “scam” or “fraud,” or create customer incentives for purchasing “UGRU”, “Breakthroughs”, “UGRU Coaching” or any other related products (through cash rebates or 3rd party bonus offers).

Affiliates are forbidden from creating webpages, social media pages or accounts that falsely represent themselves as the creators or owners of “UGRU”, “Breakthroughs”, “UGRU Coaching” or any other related products. All affiliates (regardless of their country of domicile) MUST be in compliance with all applicable laws, regulations, and guidelines, including without limitation the Federal Trade Commission Act (“FTC Act”), the Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 (“CAN-SPAM Act”), Federal Trade Commission (“FTC”) regulations and guidelines implementing the FTC Act and the CAN-SPAM Act, the FTC’s Guides Concerning the Use of Endorsements and Testimonials in Advertising (“FTC Testimonials Guide”), the National Advertising Division decisions of the Better Business Bureau, the GDPR (Guide to the General Data Protection Regulation) guidelines and other federal and state consumer protection laws, regulations, and guidelines.

Any affiliate found breaking any of these terms will be banned immediately without hesitation, and will not be eligible for reinstatement. 

4. Disclosures

The Federal Trade Commission (FTC) has endorsement rules in place for affiliate marketing. In short, they want you to disclose that you have a business relationship with us when you promote and post your link. You can read the full FTC rules about affiliate marketing here.

When posting or sharing your link, you should make it known to your readers and followers that you will receive compensation if they buy a product via your link. This declaration should be clear and conspicuous (and reiterated as needed). Again, you can read the FTC rules (and their quick FAQ) here.

5. Terminations

We can end this relationship at anytime, and so can you. This affiliate agreement has been designed to ensure the highest quality relationship between us. Hopefully we have demonstrated our obligations for you to become a highly prosperous Affiliate.

5. Changes to this Agreement 

UGRU has the discretion to update this terms at any time. When we do, we will revise the updated date at the top of this page. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

If you need further information, please contact us at [email protected] or call us at 800.894.3064


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