Traditional Financial Services have let us down. You have to look no further than the rising statistics. More and more people are not prepared for retirement.

Yet many people have tried seemingly everything from advisors to the internet and wind up feeling:

• Over charged, inadequate or that their money under-performed with financial advisors.
• That insurance sold to them by their agent didn't quite fix their challenge.
• A loss because the tips and techniques didn't travel home very well from the last workshop they attended.
• Caught in conflicting advice or shuffled off to a salesman after calling in to popular radio shows.
• Like searching the internet was an overwhelming and frustrating second job making them wonder how others do it.
• The intended result in many cases is to sell a financial product like an annuity, portfolio or some sort of insurance. And, they are almost never the most cost competitive product.

These are the terms and conditions for joining our Affiliate Program. The terms of this agreement are subject to change without prior notice, but we will try to notify you of such changes in advance.

1. Applying for our Program

You are applying for our Affiliate Program right now. We reserve the right to decline or remove enrollment from our program at our discretion. As soon as your application is accepted, you can start sharing your affiliate link and earning affiliate commissions.

2. Affiliate Commissions

Your affiliate dashboard is unique to you. It contains everything you'll need to promote our site and our product, including:

• Your affiliate link,
• One-click sharing to social media,
• Banner ads,
• And more sharing resources.

You can also access your affiliate dashboard by downloading the Affiliate Dashboard by LeadDyno app to your iPhone or Android smartphone.

As you send traffic to our website via your affiliate link, you will receive credit for each unique visitor, opt-in (email address) and purchase you send our way. Your progress for each category of referral will be reflected in real-time on your affiliate dashboard.

Each link provided has an Affiliate ID attached. We can't track your sales and traffic without you posting the full URL, so please be sure to use your affiliate link. Our social sharing shortcuts have your affiliate link embedded in their posts.

When a prospect visits our site from your affiliate link, we will be able to register their purchase (if/when they make one), and credit the sale to you.

As your referrals generate sales, you will earn affiliate commissions. Please contact our affiliate manager for the most up-to-date commission percentages.

Commission checks are issued once a month 30 days after the sale. This is to make sure that the customer doesn't return the product during our money-back period. We can pay you via via PayPal.

3. Restrictions

Your affiliate advertising must NOT include any content that is deceptive, misleading, untruthful, unsubstantiated, or otherwise fails to comply with applicable federal and state consumer protection laws, regulations, and guidelines. All articles on ugrucoaching.com, ugru.com and any affiliated companies are copyrighted, and as such, affiliates may not reproduce them for any purpose.

Affiliates may also not run ads on Google AdWords (or any Google property), bid on “UGRU”, “Breakthroughs”, “UGRU Coaching” or any other related products based keywords, use the term “UGRU”, “Breakthroughs”, “UGRU Coaching” or any other related products in any pay per click ads, use any terminology in ads or landing pages that are similar to “scam” or “fraud,” or create customer incentives for purchasing “UGRU”, “Breakthroughs”, “UGRU Coaching” or any other related products (through cash rebates or 3rd party bonus offers).

Affiliates are forbidden from creating webpages, social media pages or accounts that falsely represent themselves as the creators or owners of “UGRU”, “Breakthroughs”, “UGRU Coaching” or any other related products. All affiliates (regardless of their country of domicile) MUST be in compliance with all applicable laws, regulations, and guidelines, including without limitation the Federal Trade Commission Act (“FTC Act”), the Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 (“CAN-SPAM Act”), Federal Trade Commission (“FTC”) regulations and guidelines implementing the FTC Act and the CAN-SPAM Act, the FTC’s Guides Concerning the Use of Endorsements and Testimonials in Advertising (“FTC Testimonials Guide”), the National Advertising Division decisions of the Better Business Bureau, the GDPR (Guide to the General Data Protection Regulation) guidelines and other federal and state consumer protection laws, regulations, and guidelines.

Any affiliate found breaking any of these terms will be banned immediately without hesitation, and will not be eligible for reinstatement. 

4. Disclosures

The Federal Trade Commission (FTC) has endorsement rules in place for affiliate marketing. In short, they want you to disclose that you have a business relationship with us when you promote and post your link. You can read the full FTC rules about affiliate marketing here.

When posting or sharing your link, you should make it known to your readers and followers that you will receive compensation if they buy a product via your link. This declaration should be clear and conspicuous (and reiterated as needed). Again, you can read the FTC rules (and their quick FAQ) here.

5. Terminations

We can end this relationship at anytime, and so can you. This affiliate agreement has been designed to ensure the highest quality relationship between us. Hopefully we have demonstrated our obligations for you to become a highly prosperous Affiliate.

5. Changes to this Agreement 

UGRU has the discretion to update this terms at any time. When we do, we will revise the updated date at the top of this page. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.